Maryland offers plenty of beautiful, scenic routes to enjoy as you drive around on your motorbike, although it unfortunately also puts you smack dab in the middle of the DC and Baltimore commuting areas. You need to keep yourself safe when you’re going between the beautiful scenic roads and the more trafficked areas so you get to see everything the Rockville, MD area has to offer.
While motorbikes are less expensive overall than cars when you’re purchasing them, but the insurance motorbike options are much more extensive, due to the higher risk. Since you have less protection than someone driving a car, it’s likely even minor accidents are going to result in significantly greater injuries for you. It’s frustrating when a big part of the problem is other drivers who are not capable of driving in the road properly.
Other aspects of auto insurance that may make the insurance motorbike rates higher include whether or not you have a good credit report. While it’s not a direct correlation on whether a good credit score makes you less likely to file a claim, many insurance companies have found there to be enough of an association that it affects your premiums.
Another way to keep your rates down is to look into the discount programs that the insurance company has to offer. If you’re in school, you can get discounts that are based on your grades. Do a good job in school and you enjoy some financial benefits as well. Another way is to look into safe driver programs that reduce your rates the longer you don’t have a claim filed.