Wellspring Insurance Network Blog

Wedding insurance is not the first thing many brides think of when planning for their special day, but you may want to make it part of your wedding budget. There are two types of wedding insurance: wedding cancellation insurance and wedding liability insurance. You may be interested in either, or both.

Wedding Cancellation Insurance

Wedding cancellation insurance is similar to travel insurance. It is designed to reimburse you for your loss, should you be forced to call off your big day for some reason. There are many different reasons why your wedding might need to be canceled. For example, one of your vendors may go bankrupt shortly before your day. Each plan will detail which reasons it covers, as well as what it will reimburse you for.

Wedding Liability Insurance

Wedding liability insurance can provide protection for you, your family and the place hosting your celebration. This insurance guards against damaged caused and injuries sustained during the celebration. Often, it covers the rehearsal dinner as well. This type of insurance is especially important when hosting the event at a private property in Maryland, because the owner of the property may not carry adequate insurance for such a big event.

Compare Wedding Insurance Quotes

If you need a policy to protect you, your family or your venue, use our site to find online insurance quotes specific to your wedding. You will only need a few details about the event, and we can set you up with a suitable policy in just a few minutes. Whether your big day is months away or only a couple of weeks from now, take the time to make sure you and your loved ones are properly insured today.

Health insurance rates for people are customized based on general factors, such as gender and age, and more specific criteria, like weight, physical condition and whether one smokes. Insurance companies that cover pets do not have the luxury of giving their furry clients a questionnaire to fill out, so they are forced to calculate rates according to more general factors. Pet owners in Rockville, MD, will be asked three primary questions when shopping around for pet insurance.

What type of pet do you have?

The most obvious factor that influences insurance rates is the type of pet you own. Dogs and cats have different health issues and life expectancies, so they are insured at different rates. More exotic animals also have insurance premiums calculated for their species.

What breed is your pet?

Once the type of animal is determined, the next question is about the breed within the species. For dog owners, a golden retriever and an Australian sheep dog will have different premiums. Breeds are less common with cats, but an insurance company may charge different rates according to the type of cat. For example, a calico and a tabby may be quoted different rates.

How old is your pet?

The age of a pet is the third significant factor that will affect its rates. Older animals will pay higher premiums than younger ones, because they face more health issues.

Get a Quote Online

Because the criteria used to determine pet insurance rates are straightforward, it is easy to find a policy online. After answering just a few quick questions on our site, we can provide you with a quote that will tell you exactly how much insurance would be for your four-legged friend.