The state of Maryland, including Montgomery Village area, requires that all vehicles have at least the state minimum level of insurance. Motorcycles are automatically included in this law, whether they are used as daily driver vehicles or just for occasional recreational purposes. While following the Montgomery Village, MD laws is certainly a big advantage of having motorcycle insurance, it is only one of the benefits of having a policy for your motorcycle.
One major advantage of having collision coverage for your motorcycle is that your motorcycle will be covered in the situations where it sustains damage during an accident. Repairs on a bike can be just as expensive as car repairs, so it is important to make that minimal monthly investment in collision coverage to enjoy the benefit of low cost repairs when emergencies occur.
Another big advantage of having insurance for your motorcycle is that you can get protection from theft. Motorcycles are stolen all too often, and due to their smaller size they may be easier to steal than a car or truck might be. If you have comprehensive coverage, you will be able to receive compensation if your motorcycle is stolen, if it is vandalized, or if it’s damaged in some other way while not on the road.
The Maryland law requires motorcycle owners to get liability coverage at a minimum, but as a smart driver today you can get a full coverage policy that protects you as well as others. We at the Wellspring Insurance Network are more than happy to help you discover all the different motorcycle policy choices. We work with many leading insurance carriers so we can procure the best policies and prices for you. Give us a call or contact us via the website to get multiple free quotes anytime!