Maryland Motorcycle Insurance

Maryland requires a motorcycle driver to pay for any damages they cause if they’re found liable in a motorcycle accident. Minimum mandatory coverage per accident is $30,000 per person, $60,000 per occurrence and $25,000 for property damage. Although these minimum limits are considerably higher than many other states, they’re still not sufficient coverage. A collision at 30 mph on a motorcycle can hospitalize a person for weeks, and if there’s a passenger, that’s double trouble, whether the wreck is your fault or not.

We’re Maryland independent insurance agents, and a big part of our job is making sure that your motorcycle insurance coverage is suited and sufficient for you. You could be obeying every traffic law in Maryland, but some people just disregard them. If an uninsured driver crashes into you, you’re not covered with your minimum liability insurance. It’s our job as your unbiased independent agents to provide you with a range of coverage and quote options that many agents just aren’t able to give you. By doing that, we’re giving you choices customized to fit you and your motorcycle.

We’re members of your community. We live and work with you. Our good business reputations are based on the objective and sound insurance advice that we give our clients. Rather than offering only one motorcycle policy as your only choice, we offer many different policies with a variety of coverage choices. You don’t get those options from just any insurance agent. You’ll get them from us though.

When you’re shopping around for motorcycle insurance again, call us. Even if you just want an objective evaluation of your coverage, we’re pleased to make time for you. We’ll be happy to get to know you, and you’ll be happy that you made the call.

Life Insurance Agents In Maryland: What They Can Do For You

Maryland is located in the northeastern part of the country. While not the largest or the most populated, the state has a great reputation for being highly educated. Income throughout the state is higher than in other parts of the country. Home values often exceed $200,000 and the majority of homes are single family dwellings.

 

When you look for life insurance in Maryland, you want to work with the best agents, and for several reasons. They are going to be able to help you on a higher level so you don’t have to do all the research and all the comparisons on your own.

 

One of the first things that agents in Maryland can help with is what kind of life insurance you need. Options include:

 

– Term

 

– Universal

 

– Whole

 

Each have pros and cons and in order to make an informed decision, you have to know about them all. An agent can guide you through the decisions based upon your budget, the length of coverage you want, and various other factors.

 

The best agents are also going to help you determine an award amount. In many instances, the minimum amount is $100,000. This is a great way to provide at least some financial benefit to your family in the event you pass. It can cover burial expenses and additional money. However, depending on your financial situation and the need of your family, $100, 000 may not be enough. For this reason, you have to explore some options – and one of our agents can help.

 

Life insurance should not be purchased in haste. We have the best agents to help you with purchasing a policy. We can work with multiple insurance companies and discover some of the lowest premiums so you have a death benefit without spending a lot of money to get it. Contact us today to find out more.