Rockville, MD is a growing area and it’s no surprise since it is part of the Baltimore-Washington metropolitan. There are always events taking place and job opportunities are abundant. As you drive around, traffic can be heavy and this is why it’s even more important to know about auto insurance options.
You need to have auto insurance. It is required by the state of Maryland and there are minimum liability levels that you need to meet as well. As you shop for insurance, it can be a complicated process because there may be terms that you are unaware of.
Claim: The report you file with the insurance company to request payment for an accident.
Comprehensive coverage: Different from collision, it covers non-driving related damage.
Deductible: The amount you have to pay out of pocket before insurance will pay.
Liability: The amount that you could be financially responsible for.
PIP: Personal injury protection, which covers expenses for you, including lost wages.
There are all sorts of different forms of coverage and you will want to understand them all to be able to say yes you want them or no you don’t. The problem is that companies will try to sell you it all and before you know it, you are spending a fortune on auto insurance.
We have independent insurance agents to help you. We can go over the terms and help you to find the best policy with coverage you need in Rockville. This way, you can drive confidently on the roads with peace of mind knowing that you have financial protection in the event something happens, which could include an injury to you or damage to property.
Call one of our agents today and let us get quotes from multiple companies and help to determine what coverage is best for you.