Add some strategy to your ‘Black Friday’ shopping

If there’s anything more satisfying than melting into the couch following a multi-course Thanksgiving dinner complete with all the fixings, it has to be shopping for the best deals of the season the day after in Capitol Region.

Hitting the shops on Black Friday has become a ritual that is as all-American as watching fireworks on the Fourth of July. And why wouldn’t it be, considering what a win-win it is for Maryland, Virginia, and DC’s customers and retailers alike?

Over the years, however, Black Friday has evolved. Stores that used to open at 6 a.m. now open at midnight, and Cyber Monday has entered the picture, offering bargain prices online the Monday following Black Friday. All of this means that getting the best deals now requires a bit of strategy.

  • At Wellspring Insurance Network, we want you to get the best deals for your holiday shopping, so here are a few pointers for maximizing your experience.
  • Be willing to forego the shut-eye. It’s a fact: stores open early. Accept that you will not get eight hours of sleep Thursday night (and remind yourself that your wallet will thank you).
  • Do your research. Go online before the holiday and note who has deals on what and when. Remember to factor in your opportunities for Cyber Monday.
  • Pick your favorites. You probably won’t have time or energy to go everywhere, so narrow your shopping store list down to focus only on your favorite stores or those that are offering sales on exactly what you’re looking for.
  • Create an itinerary. Before you go, make a list of stores in order of priority based on times they open and items you want to snap up. Then, map it so you know your route.

From Wellspring Insurance Network to you, we wish you a very productive and enjoyable Black Friday!

Fun fact: Considered as the kick-off to the Christmas holiday season, Black Friday is often described as the busiest shopping day of the year. This has been true since 2005. The millions of Americans who shop on Black Friday have been keeping the streak alive for nearly seven years.

Fall Safety Tips

Household safety tips change with the season

As days get shorter and nights get longer, our habits begin to change. Most of us typically spend more time hunkering down at home and less time frolicking at the beach. That usually means resuming favorite fall pastimes like huddling through Terp football games on Saturday and drinking hot cocoa on the sidelines of our little ones’ soccer games.

Arriving along with the season of autumn is a host of safety hazards we didn’t have to think about over the summer, creating the need for a little extra vigilance. As the temperatures drop and you settle in for the approaching cold spell, consider the following pointers for ensuring you and your family stay not just warm, but also safe!

Warm up carefully. All types of heating units can be dangerous. If you use a wood-burning fireplace, secure it with a screen to prevent sparks, and make sure the fire is completely out before you retire for the night. If you depend on your home’s furnace, make sure it has been inspected before you start to use it again. And, if you resort to space heaters, make sure they are in good working order (no frayed cords) and out of the reach of children.

Enjoy ambiance safely. If you use candles to add a warm glow to a cold night, make sure they are safely out of reach of children, can’t be overturned by pets, and are not close to flammable items such as blankets, paper or other furniture. If you’re known for falling asleep before heading to bed, extinguish all candles early in the night to avoid an unsafe, all-night burning situation.

Exercise yard safety. If you’re going to be pruning trees and shrubs, hanging Halloween decorations, raking leaves, or engaging in other yard activities, use caution: be careful on ladders, avoid power lines, and put away yard tools when you’re finished.

Be grounded. Make sure you make weather-friendly shoes and boots handy for the whole family. This is the season for slippery driveways and walkways. Without proper footwear, you can find yourself on your back or in the hospital.

At Wellspring Insurance Network, we wish you a fabulous and foible-free fall season!

Contact Us!

At Wellspring Insurance Network, we can work with you to make sure you’ve got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. Just give us a call at 240-848-0355 or send us a note at DylanLee@WellspringIns.com. We want to help you meet your goals, and make sure what’s important to you is protected!

A Little Extra Caution Can Go A Long Way While Driving At Night

Summer has ended, and while fall and winter have their own pleasures — including bon-fires & sledding — longer nights mean increased danger on the roads.

You might think you drive just as well at night, but consider this: Even though nighttime driving accounts for just 23% of vehicle miles traveled, more than 50% of fatalities for vehicle occupants 16 and older occur between 6 p.m. and 6 a.m., according to the National Safety Commission (NSC).

Because we’re big advocates for safety at Wellspring Insurance Network, we thought it would be helpful to take a look at why night driving is more dangerous, and what you can do to decrease that danger.

School Bus Drives By On A Fall Day

School Bus Drives By On A Fall Day

What’s dangerous about night driving?

  • Decreased vision. We won’t go into all the biological details, but different parts of the eye (such as iris, pupil and retina) work differently at night. Your peripheral vision is actually slightly improved, but it’s more difficult to focus on objects ahead of you. And traveling between well-lit areas and darker roads creates issues as well.
  • Driving too fast for your headlights. Depending on vehicle speed and headlight setting, many people “over-drive” their headlights. That means, by the time they see something on the road, it’s too late to stop in time to avoid it.
  • Impaired judgment. Whether due to drowsiness or the use of alcohol or drugs, it appears that drivers at night often don’t use good judgment. According to the NSC, 66% of fatalities at night involve vehicle occupants who weren’t wearing seat belts.

So what do you do?
Sometimes, there’s no way around driving at night. So here are some tips to help you make a safe trip — whether you’re just running to the store, or you’re headed all the way to our Nation’s Capital.

  • Make sure your vehicle’s lights are in good working condition. And not just headlights, but turn signals, taillights, etc.
  • Avoid speeding. Leave a bigger cushion between you and other cars than you would during daylight hours. Leave yourself more time for the trip.
  • Be more aware of your surroundings. You shouldn’t be using your phone, messing around with the radio or trying to find something on the floor while you’re on the road anyway — and distractions are even more deadly at night.

Of course, if you’re not comfortable driving at night, the best thing is to avoid it altogether if possible. There’s nothing wrong with asking for a ride from a trusted safe driver or waiting for the sun to come out!
We’re open all day!
Just give us a call at 240-848-0355. We’re here to help!

Contact Us!

At Wellspring Insurance Network, we can work with you to make sure you’ve got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. Just give us a call at 240-848-0355 or send us a note at DylanLee@WellspringIns.com. We want to help you meet your goals, and make sure what’s important to you is protected!