How To Avoid Winter Mishaps As A First Time Homeowner

Winter is a season that is harsh. With the cold and possibility of snow, it is always best to avoid any additional issues. You always want your home to be warm and safe from the extreme temperatures outside. Additionally, you want to be prepared for any mishaps that may happen during these months. To avoid many mishaps, you will need to be as prepared as possible. Follow these steps to making sure your home is safe and secure.

  1. Have your furnace professionally checked. The worst time to find out that your heater is not working is when you really need it to work because it is so cold outside. Before it gets that cold outside, have a professional take a look at your furnace to make sure there are no issues. If there are issues, take care of them right away.
  2. Stock up on supplies. In the case of a power outage or a snow storm that prevents you from leaving you home, you want to make sure you have everything you need. This includes having plenty of bottled water, food that you can eat without cooking (in case there is no power), a heat source that does not require electricity, medicines that your family will need, and other essential supplies. Stock up early so you are not rushing to the store when everyone else is. You will thank yourself for that later. Plus, it is always better to be prepared early than risk not having it at all. 
  3. Make sure you have an adequate insurance policy. There is nothing worse than not having one when disaster strikes. Contact Wellspring Insurance Network Inc. serving Rockville, MD, to get information on homeowners insurance policies or to make sure yours does not have any gaps. 

Why You Should Work With Independent Insurance Agents

When you live in Rockville, Maryland, it makes sense to work with independent insurance agents. They have proven that they know about the industry and they have even been able to make changes within the federal government due to grassroots advocacy. Their knowledge can help to save you a lot of money.

One of the main reasons that you should work with independent insurance agents is because of their knowledge. They know about the industry, the different companies, and the types of coverage required for homeowners insurance, auto insurance, and other types of insurance that you may require for your home or business.

They are also going to save you a tremendous amount of time. You probably don’t have hours or days to find a policy. If you were to do everything on your own, you would have to contact the individual companies, explore the levels of coverage, and make comparisons between the policies and the premiums.

By working with an agent, they are going to do a lot of the legwork for you. Once you tell them a little bit about your needs, they will know how to navigate the industry. They will then make recommendations that are suited to you and your budget.

Insurance agents were one of the first to use social media in order to market themselves within communities, which shows that they are adaptable and nimble. They can provide exactly what you need and make a personal so that you don’t have to try and navigate the industry on your own. They can be aggressive, and they are going to do their best to do right by you.

At Wellspring Insurance Network Inc. we look forward to helping you with all of your insurance needs. Call today and one of our independent insurance agents can help you with everything that you require.

 

 

Safe Driving Tips for Winter

Cold weather, ice, sleet and snow become inevitable as winter approaches. Driving in the winter is nerve-wracking as snow drifts across the road and the wind whips around your car. Wellspring Insurance Network Inc. has some driving tips that could help keep you safer during bitter Redland, MD winters.

Stay Home if Possible

It is best to stay home during severe weather conditions. If you must drive, be very cautious and leave plenty of extra time to arrive at your destination.

Slow Down

Getting to your destination on time is not nearly as important as arriving safely. Your boss, family, or friends will understand if you are a bit late due to the weather conditions. Drive slowly if snow, slush or ice is present. Leave plenty of room between vehicles to allow for sudden stops.

Stay Behind Plows

If there is a plow or salt truck ahead of you, do not pass it. Allow the truck to move the snow and slush off the road. Stay back at least 130 feet to allow the truck to safely plow the road.

Don’t Panic

If you begin to slide while driving down the road, remain calm and remove your foot from the accelerator. Do not hit the brake pedal. Steer in the direction the car is sliding until you regain control of the vehicle.

Plan Ahead

No one plans to get into an accident, but despite taking plenty of time to reach your destination and using every precaution, accidents do happen. Be sure your vehicle is stocked with a thick blanket, extra gloves and hats, flares, snacks, and water. These items will help keep you safe and comfortable until help can arrive if you are involved in an accident.

If you would like more information on safe driving during Maryland winters, or if you would like a quote on the best auto insurance coverage for your budget, call Wellspring Insurance Network Inc today.