Prepping Your Home For Fall

With each changing season comes an opportunity to take care of your home and prep it for the changing temperatures and changing season. Even if you love fall and cannot wait to go out and enjoy everything that comes with it, you will want to make sure you take care of your home first by taking care of these few things presented by Wellspring Insurance Network Inc. serving Rockville, MD. You will thank yourself later.

  • Get your heater examined. If you plan on using your heater this winter, go ahead and get it looked at to make sure nothing is wrong. Many people take this opportunity to get maintenance done on it before they will need it later. You will also want to change the filters in it at this time.
  • Winterize your pipes. If you happen to have outdoor pipes or an irrigation system, you will want to get them winterized before the first cold snap of the winter. Winter will come quickly and you will want to have those winterized so you do not have a bigger problem.
  • Clean out your gutters. When the leaves fall, they can start to clog up your gutters which is never fun. Clean them out after the leaves have fallen so you do not have to deal with that later in the cold.
  • Make sure you have a great insurance policy. Your home is an investment and a good insurance policy is a great way to protect it. Take a look at it now to ensure there are no gaps in coverage.

if you do not have a home insurance policy, be sure to contact Wellspring Insurance Network Inc. serving Rockville, MD. They can even take a look at your current policy if you do have one to ensure there are no gaps in coverage.

3 Relatively Unknown Facts About Auto Insurance

Most people only know so much about their insurance policies, which is entirely understandable considering they are full of technical info and many pages long. Unless you deal with it all day, it’s difficult to remember all of the terms and stipulations. Here are 3 things you may not know about your auto insurance in Rockville, MD, so you can feel a little more prepared. 

1. One Size Does Not Fit All 

Insurance is dependent on a variety of factors, meaning that when a relative tells you something about your policy, you shouldn’t necessarily take their word for it. When a friend asks to borrow your car, and lets you know that they’re covered, you may want to double check their statement. Your policy is determined by a number of factors, so Wellspring Insurance Network Inc. wants you to be careful before you make your choices. 

2. Liability Is Hardly Ever Worth It 

Unless you have a car that was given to you for free and you know you have enough money in the bank to finance another cheap replacement, liability normally isn’t worth the risk. If you damage your car and have to pay for the damages, those costs add up very quickly. Or if you manage to total your car entirely, you will be out of transportation completely until you’re able to find another one. 

3. Deductibles Are Per Accident Not Per Year 

A health insurance deductible will normally be per year, meaning if you have a $3,000 deductible, and spend $1,500 in May and $1,500 in November, you can’t be charged any more money in December. But an auto insurance deductible doesn’t work that way. You’re paying per incident as opposed to per year.

If you live in Rockville, MD and are wondering how you can ensure a safe drive every time, then give Wellspring Insurance Network Inc. a call for more information about our services.