Flooding is the second-worst thing that can happen to a home or business, next to a devastating fire, No way exists to totally protect a structure from the flooding that can accompany a torrential rainstorm; however Wellspring Insurance Network Inc. serving Rockville, MD suggests a number of steps can be taken to mitigate the damage.
One way to protect your home or business from the next flood is to elevate it. However, these jobs tend to be very expensive, running into the tens and even hundreds of thousands of dollars, depending on the size of the structure and other factors. How high you raise your house to get it above flood level may also be something of a guess. You will have to factor in that high cost compared to the expense and trouble of fixing your home or business if it gets inundated by the next flood.
Another way to mitigate against the next flood is to change your landscaping. A lawn that is porous enough to absorb water rather than channel it to your home or business will help to at least minimize flood damage. You can also dig depressions in your lawn to help channel water away from your house. Make sure your driveway is in good repair so that it too channels water down to the street.
You should consider purchasing a temporary flood barrier that can be set up to block flood waters from entering your home or business.
You should finally take steps to protect your furniture and electronics by elevating them above flood level, if possible, should you take on water.
For questions concerning flood insurance, feel free to contact Wellspring Insurance Network Inc. serving Rockville, MD.